5 Ways To Spend HSA Dollars Before They Expire

HSA Dollars

While every FSA and HSA program differs, many expire at the end of the year. Check the rules of your HSA or FSA to see if funds roll over to the next year. If funds do not roll over, you may have a limited time to spend those dollars. We have some ideas for HSA-eligible items that beat running to the pharmacy for $300 in band-aids, including NAD+, semaglutide, tirzepatide, CJC-1295/Ipamorelin, and BPC-157.

5. Energy Boosting Peptides

NAD stands for nicotinamide adenine dinucleotide and naturally exists in all of the living cells in our bodies. NAD works to help our cells produce energy. Our levels decline as we age, causing our energy levels to drop. The good news is we can help you with replacement with multiple options. Mobile Care Health offers subcutaneous NAD injections and Synpasin nasal spray for NAD+ replacement therapy. Both therapies can be completed at home. Synapsin is a blend of ginsenoside Rg3 and nicotinamide riboside (NAD). It supports NAD+ production and is designed for the support of neurological health and cognitive health. Synapsin is commonly used in combination with methylcobalamin or hydroxocobalamin in formulations to support neuronal function and cognition.

4. NAD+ Facial Cream

You may have tried NAD nasal spray or injections, but now you can harness the power of NAD+ to rejuvenate and energize your skin. Our NAD facial cold cream is custom compounded for each patient. Revitalize the cells in your skin with the daily application of NAD+ facial cream.

If you recently lost weight with semaglutide or tirzepatide, skin tightening cream will help you finish your weight loss journey. Aminophylline and glycyrrhetinic acid transdermal cream is used for fat loss. This is a topical that is designed for daily use and works through several biochemical processes, including the regulation of glycogen, sugar, and lipid metabolism. It helps pull the skin together and prevent sagging from weight loss. AOD 9604 cream is another option. AOD 9604 is a synthetic portion of growth hormone, about 10%. This small amount allows for fat burning, increased metabolism, and tissue regeneration without any of the complications of growth hormone.

3. CJC-1295/Ipamorelin

CJC-1295/Ipamorelin is used to increase energy, reduce body fat percentage, improve sleep, recover muscle, and grow hair and nails. It works by stimulating HGH secretion and can provide a steady increase of HGH with minimal effect on cortisol and prolactin levels. This means increased protein synthesis, thus promoting growth and fat loss simultaneously. This means you recover faster, while adding lean muscle mass, all while you sleep. 

Tesamorelin is the most effective, most fast-acting growth hormone-releasing peptide on the market, producing the quickest IGF-1 increase of any peptide available today. Along with its HGH-releasing properties, this powerful peptide is FDA approved for the treatment of Visceral Body Fat (VAT), which wraps around your organs, putting unnecessary strain on them. Ipamorelin also stimulates growth hormone secretion and promotes the production of IGF-1 in the liver independent of growth hormone levels. In addition, Ipamorelin has no effect on ACTH, which stimulates cortisol.

2. BPC-157 With TB4

BPC 157, and BPC-157  + Thymosin Beta-4 are two powerful peptides for healing and growth. BPC stands for Body Protective Compound and this peptide does just that, it helps patients heal faster from damaged ligaments and tendons. BPC 157  increases the production of nitric oxide. Nitric oxide dilates blood vessels, lowers blood pressure and improves blood flow to injured areas. This allows your body the space and time to provide oxygen and nutrients to the injury.  The increase in NO in tandem with nerve growth factor, VEGF, collagen reorganization, and repair to nerve function is what makes BPC 157 effective. Patients accelerate the healing of wounds, tendons, muscles, nervous system and superior healing of damaged ligaments. Those who suffer from discomfort due to muscle sprains, tears and damage may benefit from treatment with this peptide. It can also help aid skin burns to heal at a faster rate and increase blood flow to damaged tissues.


1. Compounded Semaglutide & Compounded Tirzepatide

Semaglutide is a glucagon-like peptide-1 (GLP-1) receptor agonist, also called an incretin mimetic. It works by three main mechanisms; slowing down the speed of your stomach, reducing insulin resistance and helping you leave the clean plate club.

Compounded tirzepatide with vitamin B12 offers weight loss with improved efficacy compared to compounded semaglutide. Tirzepatide for weight loss, has three main mechanisms of action. It enhances the growth of beta cells in the pancreas, which are sites of insulin production. This means your body has improved control over blood sugar spikes. Compounded tirzepatide also delays gastric emptying. The delay in gastric emptying can reduce appetite. Finally, tirzepatide improves control of eating and reduces food cravings. What is the difference between tirzepatide and semaglutide? Tirzepatide has improved control over cravings or compulsion. Food can be an addiction, especially for soon-to-be former clean plate club members. We improved control over diet with compounded tirzepatide, compared to semaglutide.  

Mobile Care Health

Mobile Care Health offers telehealth in 30 states and counting, focusing on peptides, weight management, sexual health, hormone balancing, and primary and urgent care. Concierge mobile services are currently available in the Denver Metro area for in-home primary care, urgent care, testosterone pellets, botox parties, and so much more. Give us a call or book an appointment online to get started with compounded semaglutide, compounded tirzepatide, NAD+, BPC-157, or CJC-1295/Ipamorelin.

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Clayton Evans

Clayton Evans is an IFA Certified Personal Trainer and IFA Certified Sports Nutritionist with over 5 years of experience in the health and fitness Industry. After years of struggling with his own health and fitness, Clayton lost over 30 lbs and started a career helping others achieve the best version of themselves. Clayton spent several years working with large corporate gyms developing fitness programs and working with Nutrition and Wellness Companies to improve a client’s overall health. His approach with clients is simple – small changes in fitness and diet that will have the largest impact and will fit into a client’s busy lifestyle.

Chad Antonson

Chad is a native of Colorado, growing up on the western slope. He moved to the Denver area in 2019 after working as a wild land firefighter through Job Corps. In his free time he enjoys hiking, skiing and traveling.

Brooke Young

Brooke is a skilled and compassionate Adult Nurse Practitioner with over 10 years of experience in healthcare and a passion for helping patients achieve optimal health and wellness. Brooke holds a Master of Science in Nursing with a specialization in adult health and gerontology from Maryville University of St. Louis. She completed post-graduate training in functional medicine through the Institute for Functional Medicine and obtained her NP board certification through the American Academy of Nurse Practitioners Credentialing Board in 2019. As a Nurse Practitioner, Brooke seeks to address the root causes of disease and treat the whole person, rather than just the symptoms. She believes in taking a personalized and holistic approach to each patient. She has special interests in helping patients heal from metabolic syndrome, achieve their weight loss goals, optimize fertility, and recover from complex chronic illness. In her free time, Brooke enjoys hiking, reading, rollerblading, cooking healthy meals, and spending time with her fun-loving husband and spirited toddlers. She is excited to partner with you on your health journey and support you in achieving your goals.

Kyle Christensen

Kyle is a career Firefighter/Paramedic with extensive experience in the Denver metro area. He holds a bachelors of Health and Exercise Science from CSU. Kyle enjoys weightlifting, skiing, boating, and all the outdoor activities Colorado has to offer.

Jacqueline Carbone

Jacqueline Carbone is a highly experienced nurse practitioner that specializes in providing her clients with holistic, evidenced based, compassionate care. She specializes in Mental health, ketamine assisted therapy and Migraines. She is board certified from the American Nurses Credentialing Center. Jacque has her post Masters certificate from University of Colorado in Psychiatric Mental Health and two master’s degrees—one in acute care/geriatric nursing and one as a clinical specialist in geriatrics—from Georgetown University. She has also completed a fellowship with Dr Arnaldo DeSilva a headache specialist. She is passionate about providing a holistic treatment plan for her clients.

Steve Ohl

Steve is a native of Colorado with bachelors in culinary nutrition. He worked as a classically trained chef, for over a decade. After chef life he shifted careers to join Mobile Care Health as our Operations Manager. Steve enjoys Crossfit, boating, road trips and camping.

Dr. Michael McGurren

Dr Michael McGurren was born and raised in Denver, Colorado. He graduated from Creighton University Medical School, and was the Chief Resident followed at Barnes-Jewish in St. Louis. He is board certified in Emergency Medicine and provides medical direction, as well as urgent care services for Mobile Care Health. In his free time he can be found sailing around the world, with a captains license and over 2500 nautical miles sailed. On shore he enjoys traveling with wife and pup Kylo in custom campervan.